Two sides of the same coin: Lack of transparency and financial abuse
We know that financial pressure is unbearable. Identify your struggle:
Loss of Savings You invested on your bank's advice and lost capital on complex products (swaps, funds) without being informed of the real risks.
Vulture Fund Harassment Your debt has been sold to companies such as Intrum, Axactor or Cerberus, and you are now being harassed by phone or have been sued under a payment order procedure.
Lack of Transparency (MiFID) The bank failed in its legal duty to ensure that you understood the product and that it was suitable for your risk profile.
Fear of litigation You've received a court notification for a debt you thought was forgotten.
«The greatest risk is helplessness. The key is to respond with strategy and financial knowledge.
Recover your capital and negotiate your debt with Quita
You are not alone against the giant. Our aim is to attack the lack of transparency (Investment Funds) and defend you against abusive debt collection (Vulture Funds).
| Service | Investment Fund Disputes (Attack) | Vulture Funds Defence (Shield) |
|---|---|---|
| Problem | Loss of savings due to lack of MiFID information. | Legal action or harassment for sold debt. |
| Objective | Recovery of the 100% amount of capital lost as a result of the court ruling. | A reduction (discount) of up to 80% or the withdrawal of the claim. |
| Key Law | MiFID Law (Transparency and Appropriateness). | Civil Procedure Act and Debt Negotiation. |
| Result | Capital returned to your account. | End of harassment and debt repayment at a bargain price. |
Don't give in to financial opacity. You have a right to transparency and justice. Whether you're looking to recover what you've lost or to cancel a debt, action is urgent.
Why trust FA Solicitors for this litigation
You need lawyers who understand markets, not just courtrooms. We are experts in unravelling financial engineering.
Directed by Antonio Fernández Álvarez and Elena Pulido, experts in Financial Litigation.
Specialists in complex product liability claimsMiFIDand Vulture Funds.
Experts in the Capital recovery for the mis-selling of investment funds.
Negotiation with discount of up to 80% facing Intrum, Axactor, Cerberus, etc.
Defence in summary proceedings and enforcement actions by vulture funds.
Free analysis of your contract or the demand received (urgent).
Our process (The strategy for your defence and recovery)
Whether you're attacking or defending, strategy is key:
Urgent analysis: We review your investment fund contract or the vulture fund’s claim. We assess the viability and the % discount we can secure.
Investment (Attack): If it is a matter of funds, we will file a claim for MiFID breach, seeking the annulment of the contract and the return of your lost capital.
Vulture Fund (Defence/Negotiation): If it is a debt, we file a defence against the claim and take legal action to force a settlement (debt relief) or to have the claim dismissed on the grounds of procedural irregularities.
Execution: We will ensure that the bank pays you your compensation or that the vulture fund withdraws the lawsuit following the debt-relief agreement.
Case studies When the consumer beats big finance
Case 1: Full recovery of losses in an investment fund
Problem. A retail investor who, on the bank’s recommendation, lost 30% of their savings in a high-risk investment fund without having been properly informed.
Solution A claim was filed for breach of MiFID regulations (lack of transparency and suitability of profile).
Result: Conviction. The bank was ordered to reimburse 100% of the losses plus statutory interest.
Case 2: Cancellation of debt sold to a vulture fund
Problem. Client with a debt of €12,000 which was sold to a vulture fund. Received a demand for a payment order procedure and telephone harassment.
Solution Defence in the payment order proceedings and out-of-court negotiations with the vulture fund.
Result: A settlement was reached regarding the 65% debt. The client paid just €4,200 and the debt was written off, with the claim being withdrawn.
